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Disaster Preparedness & Response: Customer Outcomes

Overall, our catastrophe (CAT) response approach enables Travelers to respond quickly, effectively and compassionately – and with integrity – when our customers need us most. Despite the added logistical difficulties inherent in CAT response, our CAT claim performance consistently meets or exceeds our internal benchmarks for claim handling. This remained the case in 2024, when we continued to successfully respond to an unprecedented number of CAT events. In 2024:

  • 90% of property CAT claims were resolved within 30 days of receipt of the claim notice.
  • 84% of CAT claims were paid within a week of inspection.
  • 61% of CAT claims were paid the same day as inspection.1

These results were particularly remarkable given that we responded to 74 CAT events and more than 137,000 CAT notices of loss in 2024. In addition to benefiting our customers, our ability to quickly adjust claims plays an important role in helping our communities in their recovery efforts. Responding to CAT events is core to our business, and we are committed to delivering on the promise that we make with every policy we write. 

1 Based on Travelers catastrophe claim data from property claims, 2024.

More about disaster preparedness & response

Approach

We take a holistic approach to managing our company’s exposure to disasters and to helping our customers prepare for, respond to and recover from catastrophic events.

Partner in preparedness

We offer a range of resources that help our customers and the public prepare for disasters.

Leading analytical capabilities in disaster response

As part of our efforts to respond to our customers’ needs in a quick, efficient and compassionate manner after a disaster or extreme weather event, we seek to further develop and leverage our leading analytical capabilities.

Dedicated catastrophe response resources

Our sustained investment in innovative catastrophe response strategies sets Travelers apart from our peers.

Illustrative initiatives